By using this link you hereby expressly authorize Cricket Debt Counseling to send a copy of your Certificate of Completion to Virtua Funding, its officers, agents, directors, designees and successors-in-interest. Cricket Debt Counseling is not responsible for the delivery or misuse of your certificate and, as such, cannot be held liable in any way.


By using this link you hereby expressly authorize Solid Start Financial to send a copy of your Certificate of Completion to Virtua Funding, its officers, agents, directors, designees and successors-in-interest. Solid Start Financial is not responsible for the delivery or misuse of your certificate and, as such, cannot be held liable in any way.

Attorney Services:
Pre-Bankruptcy Counseling Course (Complimentary)
Post-Bankruptcy Counseling Course (Complimentary)
Credit Repair

  • Credit Rebuilding
  • Secured Credit Cards

Bankruptcy Home Refinance 
or Purchase

  • In-Bankruptcy (Chapter 13) refinancing (After 12 months on-time payments.)​​
  • ​Home Purchase or Refinance after 2 years Chapter 7 Discharge Date

Divorce Scenarios

  • ​Property Valuation
  • Remove a spouse from Title
  • Sell Property

No Origination, Processing or Underwriting Fees


Welcome to our complimentary Pre- and Post-Bankruptcy Counseling Center


Step 1: Complete contact information


Step 2: Access Complimentary Code


Step 3: Complete your Counseling


Step 4: Receive your Certificate


801.448.3800

Mortgages Made Simple