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Mortgages Made Simple

The Financing Process
You should consider many factors before deciding to refinance your home. Our resource center is designed to answer many of the questions you have as you embark upon refinancing your home and planning your financial future.

Step 1: Should You Refinance?
Not sure if refinancing is right for you? Learn about the important issues you should consider and discuss with your lender before making the big decision.

Step 2: Choosing a New Mortgage
Do you know the difference between fixed-rate and adjustable-rate mortgages? Learn all about it.

Step 3: Comparing Rates and Costs
The total expense for refinancing a mortgage depends on interest rates, annual percentage rates, number of points, and other costs required to obtain the new loan.

Step 4: The Closing Process
Closing is the final step in the refinancing process. At the closing, you’ll settle all the financial details associated with the loan and pay the remaining upfront costs.

Glossary of Terms

During the homebuying process you'll encounter words that are new to you. Understand what you're reading from A to Z.