Mortgages Made Simple

Step 1: Should You Refinance?
Step 2: Choosing a New Mortgage
Step 3: Comparing Rates and Costs
Step 4: The Closing Process

The Closing Process
Closing is the final step in the refinancing process. At the closing, you’ll settle all the financial details associated with the loan and pay the remaining upfront costs.

Closing is the final step in the refinancing process. At the closing, you’ll settle all the financial details associated with the loan and pay the remaining upfront costs. The administrative elements of the closing process for a refinanced home are very similar to those for buying a new home, but there’s no second party (a seller) for you to worry about.

Most closings are conducted by a closing officer of a title company. The closing officer will make sure all necessary documents are signed and verified.

Your loan officer will explain to you what documents and information you should provide when you close on your refinanced mortgage.

Our website provides a helpful Closing Checklist that reminds you of all the elements you need to keep in mind during the closing process.

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